Author: Nataniel Snider

Microinsurance provides low-income households with protection against shocks that could become catastrophic, helping to ensure financial security and keep families on the path towards prosperity. Microinsurance has traditionally been distributed through microfinance institutions (MFIs) and community-based organizations; however, technological innovations make expanding distribution more straightforward in emerging markets. 1. Access to Capital Microinsurance was developed […]

• Insurance

Microinsurance is a fast-growing segment for insurers serving underserved populations. New distribution models utilizing mobile platforms are credited with driving this expansion. Customized regulatory frameworks offer consumer protection and promote transparent product offerings, but a range of hurdles hinder market expansion. Market Size Emerging markets represent an invaluable opportunity for financial inclusion, insurance penetration and […]

• Insurance

Microinsurance differs from lending services by helping people protect against unexpected financial shocks. It relies on partnerships among insurers, microfinance institutions, non-governmental organizations and local self-help groups in order to provide its benefits. Jack Nelson, portfolio manager with Stewart Investors Sustainable Funds Group and Michael McCord, director of Milliman’s Microinsurance Center discuss what factors make […]

• Insurance

If statistics and probability are your passion, stock trading might be right up your alley. However, certain strategies pose high levels of risk; to maximize success before starting out it’s essential that you understand where any possible money losses could occur. An option contract gives you the right, but not the obligation, to buy or […]

• Finance

Finding the most successful Forex trading strategies requires taking into account your goals, risk tolerance and investment horizon as well as practice to create a system you can adhere to and build confidence with. Fundamental analysis involves closely studying economic elements like interest rates and central bank policies to forecast potential shifts in market trends. […]

• Forex

An optimal credit score is essential to long-term financial health, and the best ways to build one include paying bills on time, limiting credit utilization and restricting new account applications. These strategies can help you improve your scores and prepare the way for future success. However, for results to show themselves it takes an ongoing […]

• Finance

Artificial Intelligence (AI) is helping businesses streamline their processes, procedures, productivity and customer experience – giving customers more individualized interactions. But AI systems today suffer from data centralization and opaque decision-making models that raise trust and security concerns. Blockchain networks offer a way out by dispersing AI’s power across their network while creating immutable records […]

• Insurance

As DeFi grows, its influence will reshape the financial market and open up new opportunities; yet these shifts also create substantial challenges for firms. Insufficient regulation, fraud, information asymmetry and cartel activity are risks that threaten investor trust and participation, further compounded by an absence of dispute resolution and recovery mechanisms. Decentralized autonomous organizations DeFi […]

• Finance

Investing in cryptocurrency can be tricky, but determining your financial goals and risk tolerance before allocating money to it can help you make the right decisions. It’s also a good idea to only invest what you’re willing to lose in cryptocurrency markets like those found on this page. DAOs DAOs (decentralized autonomous organizations) allow members […]

• Cryptocurrency

No one likes paying taxes, including small business owners. While it’s impossible to completely avoid tax liabilities, there are legal ways of mitigating them and keeping costs as low as possible. Utilizing strategic timing can save your business money on taxes. Here are year-end tax planning strategies that could significantly lower its taxes. Defer Income […]

• Tax